Insured but not Covered

Think you’re covered because you have health care?

Think again!

The new age of healthcare requires all of us to be more careful about when and where we use our benefits.


The theory behind the policies is that patients should bear more financial risk so they will be more conscious and cautious about health care spending. But some experts say the new policies have also left many Americans scrambling to track expenses from a multitude of sources — such as separate deductibles for network and non-network care, or payments for drugs on an insurer’s ever-changing list of drugs that require high co-pays or are not covered at all. Read more >>